Public liability insurance - the professional way
Organisations often require community musicians, whatever their field of practice, to carry their own public liability insurance. This is to protect against any compensation arising out of injury to third parties and damage to third party property. Having public liability insurance isn’t just peace of mind, it marks a musician out as a professional.
Taking out public liability insurance as an individual can be very expensive. That is where the strength of Sound Sense as a professional association comes in. Detailed discussions with a specialist insurance broker have resulted in the development of a public liability insurance scheme, arranged by Sound Sense exclusively for its members.
Individual Sound Sense members paying the appropriate subscription are automatically covered by £10m public and products liability insurance. The policy meets the demands and needs of individuals working on any activity connected to community music, music therapy, or teaching of music requiring insurance against their legal liabilities to pay compensation arising out of injury to third parties and damage to third party property.
If you are already a Sound Sense member, you'll find further information on your insurance benefit in the Members Area. Login here to gain access.